Amabhondi e-Premium ahlinzekwa yi-NS&I okuyibhange likazwelonke lokonga nokutshalwa kwezimali okungaphansi kukahulumeni wase-UK.
Ibhange Likazwelonke lokonga nokutshala lizomemezela inombolo ewinile yamabhondi e-premium. I-NS&I izomemezela uhlu lwemiklomelo ngosuku lwesi-2 lukaSepthemba 2023. Abanikazi bebhondi bangabheka izinombolo eziwinile zamabhondi e-premium ebhange likazwelonke lokonga nokutshalwa kwezimali. iwebhusayithi.
Usuku lwesibili lwenyanga ngokuvamile yilapho umnikazi webhondi ekwazi ukuhlola imiphumela kodwa lokhu kungahluka. Ibhange likazwelonke lokonga nokutshala likahulumeni elihlinzeka ngezinketho zokonga ezithandwa kakhulu kwizakhamizi zase-UK.
Ngemidwebo engahleliwe ekuqaleni kwenyanga ngayinye, abanikazi bebhondi ye-premium babamba iqhaza ukuze bawine omunye wemiklomelo engakhokhi intela esukela phakathi kwe-euro 25 kanye ne-euro 1 million. Ngenxa yokwenyuka kwamazinga enzalo E-UK, izinga lemali lomklomelo liyakhuphuka. Emdwebeni olandelayo, izofinyelela izinga eliphezulu kunawo wonke emlandweni weminyaka engu-25.
Ku-2nd ka-September 2023, imiphumela yakamuva ye-premium bond itholakala ngokuphelele kubanikazi bamabhondi.
Ngokuvamile ngosuku lokuqala lwenyanga, abawinile bakhethwa ngosuku olwedlule lapho i-NS&I imemezela abawine imiklomelo emikhulu.
Uma usuku lokuqala lwenyanga lungempelasonto noma ngeholide uhlelo lokutonyulwa kwemiklomelo luyashintshwa. Nokho, kwakungenjalo ngoSepthemba.
Ngakho-ke abanikazi bebhondi bazokwazi ukuhlola ukuthi baphakathi kwabaphumelele yini ngoMgqibelo, Septhemba 2. Umjikelezo olandelayo wemiphumela yebhondi ye-premium uzokhethwa ngoLwesihlanu, Septhemba 1, 2023.
Izinsuku ezilandelayo zokukhishwa kwebhondi ye-premium ka-2023 zibaliwe. Abanikazi bamabhondi e-Premium bangabheka amabhondi abo ngezinsuku ezilandelayo.
- NgoLwesihlanu 1 Septhemba 2023
- NgoMsombuluko 2 Okthoba 2023
- NgoLwesithathu 1 November 2023
- NgoLwesihlanu zingama-1 kuZibandlela wezi-2023
Abawine inani eliphezulu langoSepthemba
| Inani lomklomelo | I-Winning Bond | Ukubamba | Indawo | I-Bond Value | Kuthengwe |
| £1,000,000 | 501CJ068508 | £30,000 | Norwich | £30,000 | May-22 |
| £1,000,000 | Idatha ye-277QT743538 | £30,244 | I-Hampshire ne-Isle Of Wight | £8,000 | Jul-16 |
| £100,000 | 188XQ985961 | £50,000 | e-Northern Ireland | £10,000 | I-Jan-12 |
| £100,000 | 453VQ166022 | £41,425 | Essex | £30,000 | May-21 |
| £100,000 | I-521SB528830 | £36,225 | Liverpool | £16,000 | Dec-22 |
| £100,000 | 298NH451422 | £50,000 | Somerset | £41,100 | Mar-17 |
| £100,000 | 301CL833983 | £50,000 | I-Cheshire East | £45,000 | Ngo-Apr-17 |
| £100,000 | 452TR728110 | £10,000 | Essex | £4,200 | May-21 |
| £100,000 | Isilinganiso | £50,000 | I-Croydon | £37,500 | I-Nov-21 |
| £100,000 | 534jg906825 | £40,000 | Ukubamba | £40,000 | Mar-23 |
Uma ungumnikazi we-premium bond futhi ufuna ukuhlola umphumela wakamuva wokutonyulwa kwenyanga ungasebenzisa ibhange likazwelonke lokonga nokutshalwa kwezimali. umhloli womklomelo lapha.
Kukhona nesoftware yamahhala etholakalayo yabasebenzisi be-iOS ne-Android namadivayisi we-Amazon Alexa ukuhlola uhlu lokuwina amabhondi e-premium.
Ozokudinga nje inombolo yomnikazi okhethekile engatholakala kurekhodi lakho lebhondi. Kungaba izinombolo eziyisishiyagalombili ezinohlamvu ekugcineni kwesishiyagalolunye noma inombolo enezinombolo eziyishumi.
Ungafuna imiklomelo kusukela lapho udweba khona okokuqala ngo-1957 ngoba ayinamkhawulo wesikhathi. Cishe bekunamabhondi e-premium angafunwanga alinganiselwa ezigidini ezingama-75 kusukela ngoNovemba 2021 ngokusho kochwepheshe bokonga imali.
Ngokwemithetho ye-NS&I abanikazi bamabhondi e-premium bangakhetha ukuthi imiklomelo ikhokhwe ngokuqondile kuma-akhawunti abo asebhange noma itshalwe kabusha ngokuzenzakalelayo kwamanye amabhondi. Lo mthetho wethulwa ukuze kwehliswe amathuba okuthi imiklomelo ingafunwanga.
Izinga lenzalo emalini eyimiklomelo linyuke lisuka ku-2.2% laya ku-3% ekuqaleni kwalo nyaka laphinde lenyuka lafinyelela ku-3.3%. NgoJulayi inyuke isikhathi esisodwa futhi yafinyelela ku-4% kusenesikhathi lapho kuzotonyulwa khona u-Agasti.
I-NS&I inyuse izinga lenzalo ngo-4.65% futhi ngenani eliphakeme kakhulu likaSepthemba kusukela ngoMashi 1999. Lokhu kusho ukuthi amathuba okuwina noma iyiphi ibhondi eyodwa anyuke esuka ku-24000/1 ngoJulayi aya ku-21000/1.
Njengoba kungenzeka ibhodwe liphelele elingaphezu kwezigidi ezingama-Euro ezingama-70 ngenxa yokushintsha kwezingqinamba, inani lemiklomelo cishe lizokwenyuka ngenani elilinganiselwa ku-Euro 66 million ngenyanga ezayo.
Ngokusho kwe-NS&I, kuzoba nemiklomelo engama-5785904 etholakalayo kusukela ngoSepthemba ukukhuphuka okungaphezu kuka-269000 ngo-Agasti 2023.
Inani labantu abahola inkulungwane ezilikhulu zamadola likhangelelwe ukuthi lizakwenyuka lisuka ku-100,000 liye ku-77 kodwa kusazakuba lababili abazazuza isigidi samadola kumncintiswano wenyanga ezayo.
Abantu abangu-360 kubikezelwa ukuthi bazowina u-$25000 ukusuka ku-307 ngo-August kanti abangu-181 babikezelwa ukuthi bazowina umklomelo wesithathu ophezulu we-Euro 50000 ukusuka ku-154 ngo-August.
Amabhondi e-Premium angenye yamathuluzi okonga adume kakhulu esizweni. Ngakho-ke, ukukhuphula izinga lesikhwama semiklomelo lifinyelele ezingeni eliphezulu kakhulu kusukela ngo-1999. Abantu abaningi bazoba nethuba lokuwina imiklomelo njalo ngenyanga njengoba amathuba okuba ngcono.
Ukuze uthenge ibhondi ye-premium, ungathinta inombolo yamahhala ye-NS&I (0808-5007007) etholakala kusukela ngo-7am kuya ku-10pm nsuku zonke ukuze wenze lokhu kufanele uzilungiselele ngolwazi lwekhadi lakho lasebhange.
Ukwengeza, ungasebenzisa ifomu lesicelo elitholakala lapha. Nakuba ibhondi ngayinye ikubiza i-Euro 1 nokho kufanele ubeke ubuncane be-Euro 25 ekuthengeni ngakunye.
Uvunyelwe ukuba ngumnikazi wesamba semali engamabhondi e-premium engabiza u-euro 50,000. Ungakwazi ukulandelela amabhondi e-premium kuwebhusayithi ye-NS&I.
Ungakwazi ukulandelela amabhondi e-premium kuwebhusayithi ye-NS&I. Ukuze uthole ukuthi unamaphi amabhondi kufanele ugcwalise ifomu ngolwazi lwakho lomuntu siqu bese ulithumela ekhelini leposi le-NS&I ozolithinta uma unawo ngempela amabhondi e-premium.
Izinzuzo zokutshala imali kumabhondi
Izinzuzo zokutshala imali kumabhondi e-premium ukuthi njengoba
- Uma kuqhathaniswa nezitokwe ezijwayelekile izimbuyiselo zisimeme uma kuqhathaniswa.
- Abatshalizimali bazi ngokugcwele inani abazolithola njengembuyiselo.
- ukutshalwa kwezimali kuvikelekile lokhu kunikeza ukuvikeleka okukhulu kanye nengozi encane kubatshalizimali.
- Ungenza inzuzo ngokuthengisa kabusha ibhondi ngentengo ephezulu.
Imicabango yokugcina
Amabhondi e-Premium ahlinzekwa yi-NS&I okuyibhange likazwelonke lokonga nokutshalwa kwezimali okungaphansi kukahulumeni wase-UK.
Amabhondi e-Premium angenye yamathuluzi okonga adume kakhulu esizweni. Ngakho-ke, ukukhuphula izinga lesikhwama semiklomelo lifinyelele ezingeni eliphezulu kakhulu kusukela ngo-1999. Abantu abaningi bazoba nethuba lokuwina imiklomelo njalo ngenyanga njengoba amathuba okuba ngcono.