Ii-premium bonds zinikezelwa yi-NS&I eyibhanki yesizwe yokonga notyalo-mali ephantsi korhulumente wase-UK.
Ibhanki yeSizwe yokonga notyalo-mali iya kubhengeza inani eliphumeleleyo leebhondi zeprimiyamu. I-NS&I iza kubhengeza uluhlu lwamabhaso ngomhla we-2 kuSeptemba 2023. Abanini-bhondi banokujonga amanani aphumeleleyo e-premium bond kwibhanki yesizwe yokonga kunye notyalo-mali. website.
Usuku lwesibini lwenyanga luqhelekile xa umnini webhondi enokukhangela iziphumo kodwa oku kunokwahluka. Ibhanki yeSizwe yokonga kunye notyalo-mali yekarhulumente ebonelela ngeyona ndlela yokulondoloza ithandwa kakhulu kubemi base-UK.
Ngokusebenzisa imizobo engacwangciswanga ekuqaleni kwenyanga nganye, abanini-mali be-premium bond bathatha inxaxheba ukuze baphumelele elinye lamabhaso angahlawulelwa rhafu aphakathi kwe-euro eyi-25 kunye ne-euro ye-1 yezigidi. Ngenxa yokunyuka kwamazinga enzala e-UK, ixabiso lemali yebhaso liyenyuka. Kumzobo olandelayo, iya kufikelela kwelona nqanaba liphezulu kakhulu kwiminyaka engama-25 yembali.
Kwi 2nd kaSeptemba 2023, ezona ziphumo zamva nje ze-premium bond ziyafumaneka kubanini-bhondi.
Ngesiqhelo ngomhla wokuqala enyangeni, abaphumeleleyo bakhethwa kusuku olungaphambili nge-NS&I ebhengeza abona baphumeleleyo bawo.
Ukuba usuku lokuqala lwenyanga luba ngempelaveki okanye ngeholide ishedyuli yokutsalwa kwamabhaso iyatshintshwa. Noko ke, kwakungenjalo ngoSeptemba.
Ngoko ke abagcini beebhondi baya kukwazi ukujonga ukuba baphakathi kwabaphumeleleyo abanethamsanqa ngoMgqibelo, Septemba 2. Umjikelo olandelayo weziphumo zeprimiyamu yebhondi uya kukhethwa ngoLwesihlanu, nge-1 Septemba, 2023.
Le mihla ilandelayo yotsalo lwe-premium bond ka-2023 idwelisiwe. Abanini beebhondi zexabiso eliphantsi banokujonga iibhondi zabo ngale mihla ilandelayo.
- NgoLwesihlanu 1 ngoSeptemba 2023
- NgoMvulo 2 Oktobha 2023
- NgoLwesithathu i-1 Novemba 2023
- ULwesihlanu 1 December 2023
Abaphumeleleyo bexabiso eliphezulu ngoSeptemba
| Ixabiso lebhaso | Bond okuphumelela | inkampani ubambe | ummandla | Ixabiso leBond | Kuthengwa |
| £1,000,000 | 501CJ068508 | £30,000 | ENorwich | £30,000 | Meyi-22 |
| £1,000,000 | 277QT743538 | £30,244 | IHampshire kunye neIsle of Wight | £8,000 | Julayi-16 |
| £100,000 | 188XQ985961 | £50,000 | enorthern Ireland | £10,000 | Jan-12 |
| £100,000 | 453VQ166022 | £41,425 | Essex | £30,000 | Meyi-21 |
| £100,000 | 521SB528830 | £36,225 | Liverpool | £16,000 | Dec-22 |
| £100,000 | 298NH451422 | £50,000 | Somerset | £41,100 | Mar-17 |
| £100,000 | 301CL833983 | £50,000 | eCheshire East | £45,000 | Apr-17 |
| £100,000 | 452TR728110 | £10,000 | Essex | £4,200 | Meyi-21 |
| £100,000 | Iifayile | £50,000 | eCroydon | £37,500 | Nov-21 |
| £100,000 | 534JG906825 | £40,000 | Ukuzonwabisa | £40,000 | Mar-23 |
Ukuba ungumnikazi weprimiyamu yebhondi kwaye ufuna ukujonga esona siphumo samva nje sokutsalwa kwenyanga ungasebenzisa ibhanki yesizwe yokonga notyalo-mali. umkhangeli bhaso apha.
Kukwakho isoftware yasimahla efumanekayo kubasebenzisi be-iOS kunye ne-Android kunye nezixhobo ze-Amazon Alexa ukujonga uluhlu lokuphumelela lwe-premium bond.
Ekuphela kwento oya kuyidinga yinombolo yomnini wakho okhethekileyo enokufunyanwa kwirekhodi yakho yebhondi. Inokuba linani elinamanani asibhozo anonobumba ekupheleni kwesithoba okanye linani elinemivo elishumi.
Ungafaka ibango lamabhaso ukuya kuthi ga kwi-draw yokuqala ka-1957 kuba ayinamda wexesha. Bekukho phantse izigidi ezibini zeebhondi zeprimiyamu ezingafunwayo ezixabisa i-euro yezigidi ezingama-75 ukusukela ngoNovemba ka-2021 ngokwengcali yokonga imali.
Ngokwemithetho ye-NS&I premium bonds abanini banokukhetha ukuba nembuyekezo ehlawulwe ngokuthe ngqo kwii-akhawunti zabo zebhanki okanye baphinde batyalwe ngokuzenzekelayo kwiibhondi ezongezelelweyo. Lo mgaqo waziswa ukucutha amathuba okuba amabhaso aqhubeke engafunwanga.
Inzala kwimali yebhaso inyuke ukusuka kwi-2.2% ukuya kwi-3% ekuqaleni kwalo nyaka yaza yaphinda yanyuka yaya kutsho kwi-3.3%. NgoJulayi inyuke ixesha elinye ukuya kutsho kwisi-4% kwangaphambili ukulungiselela umzobo ka-Agasti.
I-NS&I yonyuse izinga lenzala nge-4.65% kwakhona kwelona zinga liphezulu likaSeptemba ukusukela ngoMatshi ka-1999. Oku kuthetha ukuba amathuba okuphumelela nayiphi na ibhondi enye anyukile ukusuka ku-24000/1 ngoJulayi ukuya ku-21000/1.
Ngembiza enokubakho ngaphezulu kwe-Euro 70 yezigidi ngenxa yokutshintsha kwezinto ezingathandekiyo, ibhaso liya kwanda nge-Euro eqikelelwa kwi-66 yezigidi kwinyanga ezayo.
Ngokwe-NS&I, kuya kubakho amabhaso angama-5785904 afumanekayo ukuqala ngoSeptemba ukonyuka okungaphezulu kwe-269000 ngo-Agasti ka-2023.
Inani labantu abafumana i-100,000 yeedola kulindeleke ukuba lenyuke ukusuka kwi-77 ukuya kwi-90 kodwa kusekho ababini abaphumeleleyo kwi-1 yezigidi zeedola kukhuphiswano lwenyanga ezayo.
Abantu abangama-360 kuqikelelwa ukuba baza kuphumelela i-25000 yeedola ukusuka kwi-307 ngo-Agasti kwaye i-181 iqikelelwe ukuba iphumelele ibhaso lesithathu eliphezulu le-Euro 50000 ukusuka kwi-154 ngo-Agasti.
Iibhondi zePremium sesinye sezona zixhobo zidumileyo zokulondoloza esizweni. Ngoko ke, ukunyusa izinga lengxowa-mali yebhaso kwelona nqanaba liphezulu ukusukela ngo-1999. Abantu abaninzi baya kuba nethuba lokuphumelela amabhaso nyanga nganye njengoko amathuba ephucuka.
Ukuthenga i-premium bond, ungaqhagamshelana ne-NS&I inombolo yasimahla (0808-5007007) efumanekayo ukusuka ngentsimbi yesi-7 kusasa ukuya kweye-10 ngokuhlwa yonke le nto kufuneka uzilungiselele ngolwazi lwekhadi lakho lebhanki.
Ukongeza, ungasebenzisa ifomu yesicelo ekhoyo apha. Nangona ibhondi nganye ixabisa iEuro 1 kodwa kufuneka udiphozithe ubuncinci be-Euro 25 kwintengo nganye.
Uvumelekile ukuba ube ne-euro 50,000 exabisa iibhondi zeprimiyamu. Unokulandelela iibhondi zeprimiyamu kwiwebhusayithi ye-NS&I.
Unokulandelela iibhondi zeprimiyamu kwiwebhusayithi ye-NS&I. Ukufumanisa ukuba unazo naziphi na iibhondi kufuneka ugcwalise ifomu ngolwazi lwakho lobuqu kwaye uyithumele kwidilesi ye-imeyile ye-NS&I uya kuqhagamshelana ukuba ngokwenene unazo iibhondi zeprimiyamu.
Izibonelelo zotyalo-mali kwiibhondi
Iinzuzo zotyalo-mali kwiibhondi ze-premium kukuba njengoko
- Xa kuthelekiswa nesitokhwe esiqhelekileyo imbuyekezo izinzileyo.
- Abatyali-mali bayazi ngokupheleleyo imali abaya kuyifumana njengembuyekezo.
- utyalo-mali lukhuselekile oku kubonelela ngokhuseleko olukhulu kunye nomngcipheko omncinci kubatyali-mali.
- Unokwenza inzuzo ngokuthengisa kwakhona ibhondi ngexabiso eliphezulu.
Iingcamango zokugqibela
Ii-premium bonds zinikezelwa yi-NS&I eyibhanki yesizwe yokonga notyalo-mali ephantsi korhulumente wase-UK.
Iibhondi zePremium sesinye sezona zixhobo zidumileyo zokulondoloza esizweni. Ngoko ke, ukunyusa izinga lengxowa-mali yebhaso kwelona nqanaba liphezulu ukusukela ngo-1999. Abantu abaninzi baya kuba nethuba lokuphumelela amabhaso nyanga nganye njengoko amathuba ephucuka.