Premium bond anopihwa neNS&I inova bhanga renyika rekuchengetedza uye rekudyara iro riri rehurumende yeUK.
Iyo National saving and investment bank iri kuzozivisa nhamba inokunda yema premium bond. NS&I ichazivisa runyorwa rwemibairo pazuva rechipiri raGunyana 2. Vabatiri vebhondi vanogona kutarisa nhamba dzakahwina dzemabhondi ekutanga pabhangi renyika resavings neinvestimenti. Website.
Zuva rechipiri remwedzi rinowanzoita apo mubati webhondi anogona kutarisa mhinduro asi izvi zvinogona kusiyana. Bhangi renyika rekuchengetedza uye rekudyara nderehurumende iyo inopa imwe yenzira dzinonyanya kufarirwa dzekuchengetedza kune vagari veku UK.
Kuburikidza nemadhirowa asina kurongeka mukutanga kwemwedzi wega wega, vane premium bond vanotora chikamu kuti vahwine mumwe wemibairo isingabhadharisi mutero inotangira pakati peeuro 25 uye euro 1 miriyoni. Nekuda kwekuwedzera kwemitengo yemubereko MuUK, mwero wemari yemubairo unowedzerwa. Mudhirowa inotevera, ichasvika padanho rayo repamusoro-soro mumakore anopfuura makumi maviri nemashanu enhoroondo.
Pane 2nd yaGunyana 2023, iyo ichangoburwa premium bond inodhirowa mibairo inowanikwa kune mabhondi.
Kazhinji pazuva rekutanga remwedzi, vanokunda vanosarudzwa zuva rapfuura neNS&I ichizivisa vanokunda mibairo yepamusoro.
Kana zuva rekutanga remwedzi rikawira pakupera kwesvondo kana zororo chirongwa chekutora mibairo chinoshandurwa. Zvisinei, izvi hazvina kuitika munaSeptember.
Saka varidzi vemabhondi vachakwanisa kutarisa kana vari pakati pevakawana rombo rakanaka musi weMugovera, Gunyana 2. Chikamu chinotevera chemibairo yemabhondi epamusoro chichasarudzwa neChishanu, Gunyana 1, 2023.
Mazuva anotevera e2023 premium bond anodhirowa akanyorwa. Premium bond holders vanogona kutarisa mabhondi avo pamazuva anotevera.
- NeChishanu 1 Gunyana 2023
- Muvhuro 2 October 2023
- Chitatu 1 November 2023
- Chishanu I1 December 2023
Kunyanya kukosha kwaSeptember
| Mubairo kukosha | Kuhwina Bond | Holding | nharaunda | Bond Value | Yakatengwa |
| £1,000,000 | 501CJ068508 | £30,000 | Norwich | £30,000 | May-22 |
| £1,000,000 | 277QT743538 | £30,244 | Hampshire uye Isle of Wight | £8,000 | Jul-16 |
| £100,000 | 188XQ985961 | £50,000 | Northern Ireland | £10,000 | Jan-12 |
| £100,000 | 453VQ166022 | £41,425 | zimbabwe | £30,000 | May-21 |
| £100,000 | 521SB528830 | £36,225 | Liverpool | £16,000 | Dec-22 |
| £100,000 | 298NH451422 | £50,000 | Somerset | £41,100 | Mar-17 |
| £100,000 | 301CL833983 | £50,000 | Cheshire East | £45,000 | Apr-17 |
| £100,000 | 452TR728110 | £10,000 | zimbabwe | £4,200 | May-21 |
| £100,000 | 480MS112648 | £50,000 | Croydon | £37,500 | Nov-21 |
| £100,000 | 534JG906825 | £40,000 | Havering | £40,000 | Mar-23 |
Kana iwe uri premium bond holder uye uchida kutarisa yazvino mhedzisiro yemwedzi nemwedzi yekudhirowa unogona kushandisa bhangi renyika rekuchengetedza nekudyara. mutarisiri mibairo pano.
Kune zvakare yemahara software inowanikwa kune iOS uye Android vashandisi uye Amazon Alexa zvishandiso kutarisa premium bonds kuhwina runyorwa.
Chauchada chete nhamba yemunhu akakosha iyo inogona kuwanikwa pabond record rako. Inenge iri nhamba ine manhamba masere ine vara pamagumo epfumbamwe kana nhamba ine manhamba gumi.
Iwe unogona kutora mibairo kubva kure seyekutanga 1957 dhirowa nekuti ivo havana muganho wenguva. Paive neanoda kusvika mamirioni maviri asina kubhadharwa mabhondi emari anosvika 75 miriyoni kubva munaNovember 2021 sekureva kwenyanzvi yekuchengetedza mari.
Zvinoenderana nemirairo yeNS&I premium bond holders vanogona kusarudza kuti mibairo ibhadharwe zvakananga mumaakaundi avo ekubhangi kana kuisirwa otomatiki mune mamwe mabhondi. Mutemo uyu unounzwa kuti uderedze mukana wekuti mibairo iende isina kutorwa.
Chibereko chemari yemubairo chakawedzera kubva pa2.2% kusvika pa3% pakutanga kwegore rino chikazowedzera zvakare kusvika pa3.3%. Muna Chikunguru yakawedzera imwezve nguva kusvika 4% pamberi peiyo Nyamavhuvhu dhirowa.
NS&I yakawedzera mubereko ne 4.65% zvakare pachiyero chepamusoro chaGunyana kubva munaKurume 1999. Izvi zvinoreva kuti mikana yekuhwina chero bond imwe chete yakawedzera kubva pa24000/1 muna Chikunguru kusvika 21000/1.
Nepoto inogona kudarika Euro 70 miriyoni nekuda kwekuchinja kwekusawirirana, dziva remubairo rinogona kuwedzera neiyo inofungidzirwa Euro 66 miriyoni mwedzi unouya.
Sekureva kweNS&I, kuchave ne5785904 mibairo inowanikwa kutanga munaGunyana kuwedzera kweanopfuura 269000 muna Nyamavhuvhu 2023.
Huwandu hwevanhu vari kutambira zviuru zana zvemadhora huri kutarisirwa kuwedzera kubva pamakumi manomwe nemanomwe kusvika pamakumi mapfumbamwe asi pachange paine vaviri vachakunda pamiriyoni imwe chete yemadhora mukukwikwidza mwedzi unouya.
Vanhu mazana matatu nemakumi matanhatu vanonzi vachahwina $360 kubva pa25000 muna Nyamavhuvhu uye 307 vari kutarisirwa kuhwina mubairo wechitatu wepamusoro weEuro 181 kubva pa50000 muna Nyamavhuvhu.
Premium bonds ndechimwe chezviridzwa zvakakurumbira zvekuchengetedza munyika. Naizvozvo, kusimudza mubairo wehomwe kusvika padanho rayo repamusoro kubvira 1999. Vanhu vazhinji vanozove nemukana wekuhwina mibairo mwedzi wega wega sezvo kusawirirana kunowedzera.
Kuti utenge premium bond, unogona kubata NS&I toll-free number (0808-5007007) inowanikwa kubva 7am kusvika 10 pm zuva rega rega kuitira izvi unofanirwa kunge wakagadzirira neruzivo rwekadhi rechikwereti.
Uyezve, unogona kushandisa fomu rekunyorera rinowanikwa pano. Kunyangwe bhondi rega rega richikudyira Euro 1 zvisinei unofanirwa kuisa mari shoma yeEuro 25 pakutenga kwega kwega.
Iwe unotenderwa kuve uine huwandu hweeuro 50,000 inokosha yema premium bond. Iwe unogona kuteedzera mabhondi ekutanga pane iyo NS&I webhusaiti.
Iwe unogona kuteedzera mabhondi ekutanga pane iyo NS&I webhusaiti. Kuti uzive kana uine chero mabhondi unofanira kuzadza fomu neruzivo rwako pachako woritumira kuNS&I kero yetsamba yauchabata kana uine premium bond.
Benefits yekuisa mari mumabhondi
Mabhenefiti ekudyara muma premium bond ndeaya se
- Kana ichienzaniswa neyakajairwa stocks, kudzoka kwacho kwakagadzikana.
- Vanoisa mari vanonyatsoziva huwandu hwavachagamuchira mukudzoka.
- mari yakachengeteka izvi zvinopa kuchengeteka kukuru uye njodzi shoma kune vanoisa mari.
- Iwe unogona kuita purofiti nekutengesa zvakare bond nemutengo wepamusoro.
Final pfungwa
Premium bond anopihwa neNS&I inova bhanga renyika rekuchengetedza uye rekudyara iro riri rehurumende yeUK.
Premium bonds ndechimwe chezviridzwa zvakakurumbira zvekuchengetedza munyika. Naizvozvo, kusimudza mubairo wehomwe kusvika padanho rayo repamusoro kubvira 1999. Vanhu vazhinji vanozove nemukana wekuhwina mibairo mwedzi wega wega sezvo kusawirirana kunowedzera.